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Family Visit Plan

Are you a Snowbird? Will you have visitors under the sun this winter?
Get them to save up to 25% on their premium…

(This protection is not offered online. You must speak with a representative to get a quote.) 

What’s important about this plan?

First, you must understand that this is NOT a “Visitor to Canada” plan. In fact, it’s pretty much the opposite…

The Family Visit protection is exclusive to Tour+Med. It was designed to cover children and grand-children who will be visiting their Snowbird relatives at their sunny destination during the winter.  When linking the Snowbirds’ policy to the children or grand-children’s policy, the latter can save up to 25% on their premium!

  • Policy sold as a Single-Trip plan only.
  • For a trip up to 30 days maximum, occuring during the Snowbirds’ trip.
  • The Snowbird(s) must be at least 60 years old and have purchased a Tour+Med travel medical policy of at least 90 days.

 

Does this plan meet your needs?

  • Occasional traveller of 59 years old and less
  • Travelling alone, with another person, or as a family
  • You are an immediate family member of an eligible client, and you will be visiting them during their trip
  • You wish to purchase travel medical insurance
*Conditions and age limits apply.

Is this plan for you?

Occasional traveller of 59 years old or less, wishing to visit a Snowbird parent or grand-parent

“I wanted to say thank you again for all of Tour+Med’s help with my husband’s claim from earlier this year. It was greatly appreciated and definitely reaffirmed that we made the right decision working with Tour+Med for our travel insurance needs.” M.H. & E.H. / Kitchener, ON (July 2022)

What else do you need to know?

Eligibility Conditions

Eligibility conditions apply:

Snowbirds

  • The Snowbird parent(s) must be at least 60 years old.
  • At least 1 Snowbird parent must have purchased a Tour+Med travel medical insurance policy of at least 90 days. (In other words, if the first part of the trip is covered elsewhere, and the Tour+Med top-up is of 89 days and less, the Family Visit plan will not be available for their children and/or grand-children.)

 

Children or Grand-children

  • “Visitors” must be between 3 months and 59 years old on departure date.
  • The trip must not exceed 30 days, and must occur during the Snowbird parent’s trip dates.
  • Coverage is offered in the form of a Single Trip plan only.

What do you mean by “Immediate Family” member?

Immediate Family” – Means  your spouse, parents, parents-in-law, grandparents, Children, grandchildren, brothers, sisters, brothers-in-law and sisters-in-law.*

Being an immediate family member of a Snowbird is not the only condition to be eligible for the Family Visit plan. Other conditions apply. See Eligibility Conditions just above for more details.

*In case of disparity between this definition and the one presented in the policy wording, the latter prevails. 

Coverage up to $5,000,000

All of our medical protections provide coverage up to $5,000,000 in the event of a medical emergency while on your trip. This is more than enough to cover the medical costs of most emergencies. Benefits include hospitalization, diagnostic fees, repatriation if deemed necessary by the emergency assistance team, etc.

Short Trip… Big Savings!

When your travel medical insurance policy is linked to a that of an eligible Snowbird parent’s, we will provide up to 25% discount on your premium!

It’s worth asking for a quote!

Please mention that you wish to purchase a Family Visit protection early in the call. The sales process will be easier (in other words, less time on the phone for you) and our agents will make sure to provide the right discount, if you are eligible.

Complimentary Emergency Medical Assistance

All of our protections include services from Tour+Med Assistance, our emergency assistance team. They are available 24/7, from anywhere in the world.

FAQs from travellers just like you

What do you mean by “Immediate Family” member?

Immediate Family” – Means  your spouse, parents, parents-in-law, grandparents, Children, grandchildren, brothers, sisters, brothers-in-law and sisters-in-law.*

Being an immediate family member of a Snowbird is not the only condition to be eligible for the Family Visit plan. Other conditions apply. See Eligibility Conditions just above for more details.

*In case of disparity between this definition and the one presented in the policy wording, the latter prevails. 

My parents will be visiting me in Canada. Is this a good plan for them?

No. If you are in Canada and are expecting relatives to visit you here, they need a “Visitor to Canada” plan, which we don’t offer. Regardless of the word “visit” in our Family Visit plan, it is a completely different kind of product.

The Family Visit plan is for Canadian residents, covered by the Government Health Insurance Plan of the home province, who will be visiting parents or grand-parents at their destination.

Tour+Med does not offer Visitor to Canada insurance.

What’s the difference between the Family Visit protection and the Family Plan?

We agree, it can be confusing!

Both protections can cover up to 2 adults of 59 years and less, and 4 children aged from 3 months to 21 years old on the same policy.

The Family Plan can be sold as a Single Trip plan (for one trip) or as a Multi-Trip Annual plan (for many short trips during a year). You can purchase a Family Plan without the necessity of linking it to another insured client.

The Family Visit protection is sold as a Single Trip plan only, for a trip of 30 days or less. The trip must occur during a Snowbird parent’s trip, who must also be insured with Tour+Med. When linking the children or grand-children’s protection to their Snowbird parent’s protection, we can provide a significant discount to the youngest travellers.

May I add options to our Family Visit protection?

Given its reassuring value and trivial premium, we allow you to add the Covid-19 Rider on medical insurance to your Family Visit protection. It is the only option you can add.

Should you need a Reduced Stability Period or should you wish to use a deductible, for example, you must purchase a regular protection, at its regular price.

I’m a Snowbird and I have more than one child. Can they all get the Family Visit protection?

Yes!

If you will have many visitors during the same trip, they can all get their Family Visit protections, even if they’ll be visiting you at different times.

It’s a win-win situation: they’ll all save on their premium… and you get to see everyone!