Why choose Tour+Med

There are many great reasons to choose Tour+Med travel insurance: our expertise, our personalized rating approach, our reassuring coverage, and much more.

Discover why you should trust Tour+Med travel insurance, and read a few pieces of advice from our experts.

Thousands of Canadians trust us year after year… but that’s not a valid reason to push them at the time of purchase! In fact, it’s the opposite. Each traveller is unique and deserves all our attention. Our staff from customer service, as well as our partner representatives, take the time it takes to answer all questions and make sure that the suggested coverage meets a client’s needs. This level of respect and attention also applies to our other services: emergency assistance, claims, and broker support.

(Rest assured! Even though we provide a great deal of attention to our clients, waiting times remain reasonable. There could be a few peaks here and there: don’t hesitate to Request a call back when this happens. The next available agent will call you back.)

We are known and renowned for our personalized rating structure, especially among persons who are harder to insure due to their health or pre-existing medical conditions. If this is your case, ask for a Tour+Med quote to your representative or broker. You could be surprised!

Advice from our experts

No matter if you have simple or complex pre-existing medical conditions, ask for a quote from Tour+Med when shopping for travel insurance. A quote is nonbinding… and you could be amazed by the offer presented to you. If your broker doesn’t sell Tour+Med products already, why not suggest they contact us? If our personalized approach seems appealing to you, it could certainly be interesting for their other clients as well…

Ever heard of the expression “one size fits all”? It is an interesting concept… until reality hits. These pieces of clothing rarely provide satisfying results when worn by different individuals. For a long time, travel insurance was seen as a one-size-fits-all type of product. We were among the first insurers to break that mold.

Personalization and flexibility are in our DNA. We offer a variety of option and discounts to create a policy that will meet your needs. Your trips are as unique as you are!

Check out our options

Save with our discounts

Advice from our experts

A travel insurance policy can sometimes be expensive. Ask about our discounts and options. Why not combine the 25% deposit option and the Early Bird discount, if the latter is available? (Yes, you can do this!) You will lock-in your rate while a discount is available!

Our team is entirely devoted to travel insurance. We are present at every step of the way, from the creation of the product, all the way to the treatment of your claim.

No matter the type of insurance, nobody buys a policy for fun. It’s always “in case things go wrong”. Tour+Med protections have two goals:

  1. Minimize your financial risk in case of an accident or sickness while you are out of your province of residence;
  2. Assure you and your loves ones won’t have to face complex and stressful situations alone. Our team of experts is there to take control of the situation and make your life easier.

We know it is during an emergency situation that you can fully appreciate your travel insurance’s worth. Our private Emergency Assistance is available 24 hours per day, 7 days per week. Moreover, Tour+Med Assistance is devoted to the well-being of our insureds so you know you’re in good hands!

Advice from our experts

When a medical situation comes up, it could be tempting to listen to advice given by a neighbour, a friend… or even to head straight to the nearest hospital. But Emergency Assistance is a service included with your Tour+Med travel medical policy. As per the indications in the policy, you must call Emergency Assistance prior to any consultation or treatment; otherwise your benefits and coverage could be reduced.

Agile is our middle name. When something needs to be modified, we take care of it as soon as possible. Moreover, personalization and flexibility are in our DNA. Our systems and documents have been modified many times over the years, always with the intention to simplify and clarify. Whether it is your first or twentieth policy, it is essential that you understand it and that it meets your needs. Don’t hesitate to contact your representative if necessary.

Advice from our experts

We know buying travel insurance is not as exciting as buying the trip itself… and that a travel insurance policy is not exactly captivating. However, to prevent unhappy endings, it is essential to read and understand your policy before leaving on your trip. If you have doubts about your health, you must ask your doctor. If you have questions about the coverage, benefits, exclusions or anything else presented in your policy, you must speak with your sales representative.

Tour+Med provides an array of plans and protections, in order to meet the different needs of different travellers.

Travel medical insurance for individuals

Other Protections

  • Trip Cancellation & Interruption
  • Lost, Stolen, Damaged or Delayed Baggage
  • Accidental Death & Dismemberment

Advice from our experts

If you like to travel more than once per year, or if you enjoy making occasional visits home during your long winter vacation, ask about Multi-Trip Annual Plans. They could make you save time and money! Why not ask about Trip Cancellation & Interruption and Baggage insurance, too? All aspects of your trip will be covered

  • Emergency round-trip
  • Pharmacy card (No, were not talking about your typical wallet card…)
  • COVID-19 Rider (Exclusive and reassuring)
  • Hospital-Care or Traditional deductibles allowing you to save on your premium (Hospital-care deductibles are exclusive to Tour+Med!)

(Conditions apply. Refer to the policy for details.)

Advice from our experts

It is important to compare ‘apples with apples’. While another insurer’s premium may seem like a good deal, we suggest you read the fine print and verify that their coverage offers the same advantages.

Tour+Med’s rates are among the best and perform very well when compared to those of other insurers providing insurance for travelling Canadians, especially when looking at Snowbirds. Plus, competitive rates don’t stop us from offering you discounts, too!

See available discounts

Advice from our experts

Buying a travel insurance policy should not only be based on looking for the lowest premium! We know our premiums are competitive, but another carrier could come up with a lower premium. When making your decision, keep in mind that you are buying peace of mind in the case of an emergency. Did the other carrier answer all of your questions? Are your pre-existing medical conditions covered? Ask us for a quote first: it will save you time and effort!

Certain conditions apply. Refer to the insurance policy for full details.

Assistance médicale d'urgence en voyage

Une équipe bilingue disponible 24 / 7
de partout dans le monde!

E.U. et Canada :

1 844 820-6588

Ailleurs :

001 888 820-6588

Frais virés :

001 819 377-2241

Emergency medical assistance

A bilingual team available 24 / 7,
anywhere around the world!

E.U. and Canada:

1 844 820-6588


001 888 820-6588


001 819 377-2241