Yes, you read that right!
While other insurers could ask up to 365 days of stability for a Snowbird or Senior client’s pre-existing medical conditions to be covered, we DECREASE our stability requirement from 6 months to 3 months before departure for clients aged from 60 to 69 years old.
What does that mean exactly?
It means that applicants aged from 3 months to 69 years will only need 3 months of stability before departure for their pre-existing medical conditions to be covered, and applicants aged 70 or more will need 6 months of stability.
But there’s more to it…
Any adjustment of your medication for high blood pressure or diabetes requires only 2 months of stability before the departure date.
(Check out exclusion #1 in our policy for more information.)
Should you need an even lower stability period, ask about our Reduced Stability Period Option. You will need only 30 days of stability before the departure date, and the condition will be covered up to $5,000,000 like all other conditions. (We are the only insurer to do that. Others will provide stability buy-back options, but will cover the condition up to $150,000 or maybe $200,000. This is not enough!!!)