Based on our policy wording, any fees or costs related directly or indirectly to an elective and non-urgent treatment is usually not covered. However, given the current pandemic, it could be in the individual and collective interests to be fully vaccinated. Therefore, if you choose to receive a recognized COVID-19 vaccine during your trip, we will exceptionally cover complications if you added the COVID-19 Rider to your individual policy. If you receive the shot prior to your departure, you will be covered for complications that could happen while on your trip if you added the COVID-19 Rider to your individual policy, if you were vaccinated at least 2 days before your departure, and if you have not had any complications prior to your departure. Coverage is subject to the other terms and conditions of the policy (exclusions and stability clause, among others).
The only vaccines recognized by the Insurer are those that have been authorized by Health Canada or the Food and Drug Administration (FDA).
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