When traveling in Canada, we often feel like we’re in familiar territory. No customs, no foreign currency, no culture shock. However, a health incident outside your home province can have an unexpected impact on your finances.
Emergencies never give notices. A fall, a health issue or an ambulance ride can happen at any time and the associated costs are often much higher than expected. Even if we’re staying in the country, the lack of suitable insurance can turn a simple trip into a real financial headache.
With Tour+Med, you travel protected, supported, and with peace of mind, no matter which province you visit.
Leaving your province also means leaving certain protections behind
Public healthcare plans are administered province by province. Once you cross a provincial border, your coverage becomes partial. Some essential services may not be reimbursed at all or only partially, according to the rates of your home province’s policies.
When the cost of the same treatment varies by province
Your provincial plan will only cover the cost equivalent of the service in your home province, even if it’s higher in the province visited. The difference between the two amounts will therefore be your responsibility, unless you’re protected by a reliable and comprehensive insurance plan like the one offered by Tour+Med.
Expenses often not covered by your health card
- Ground or air ambulance
- Medications prescribed on-site
- Hospitalization in certain facilities
- Specialized examinations outside the network
Without additional coverage from a Canadian medical insurance, these costs are your responsibility. If you experience a medical emergency in a province other than your own and don’t have travel insurance, these services may be excluded and non-reimbursable, as they are also not covered by your home province.
Even in Canada, a medical emergency can be costly
A twisted ankle on a hike, a sudden virus or an allergic reaction could lead you to seek medical attention. Far from home, everything becomes more complicated. You may not be familiar with the local system, you don’t have access to your regular doctor and you could find yourself handling a stressful situation on your own.
Tour+Med helps you every step of the way. Our team quickly guides you to the necessary care, assists you with the process and ensures you receive required treatment without unnecessary delays.
Tour+Med : a simple, effective coverage designed for interprovincial travel in Canada
This type of travel is common, but rarely associated with insurance planning. That’s where Tour+Med stands out. Our coverage is designed to bridge the gaps between public health plans and the reality of medical care outside your province.
What our canadian insurance includes
- Out-of-province hospitalization : to absorb the high costs of admission to a care center outside of your home province
- Emergency medical care : to cover the costs of an examination or immediate treatment following an accident or a discomfort.
- Medical transport or repatriation : to bring you home or to an suitable care center if your condition requires it
- 24/7 phone assistance, in French and English : to get obtain support anytime, anywhere in Canada, without any language barriers
A good travel insurance is more than just protection for you : it’s also peace of mind for your loved ones. In case of an emergency, they know you’re in good hands, which allows you to fully enjoy the moment without any worry.
Choosing Tour+Med means opting for a complete and flexible solution designed to meet the realities of travel across Canadian provinces.
*In the event of any discrepancy between the information shared in this article and the purchased insurance policy, the latter prevails.
