Even if your medical conditions have not changed since your last purchase, chances are, the eligibility conditions, the questions, and the medical conditions from the medical questionnaire have changed. Therefore, our sales representatives must ask each question again.
- If you are not eligible, the insurance cannot be sold to you.
- If you are eligible but your medical declaration is inaccurate, there could be costly consequences in the event of a claim. Your claim could be denied completely!
Take note that, in many cases where “the conditions have not changed”, going through the questionnaire helps clients remember about a doctor’s appointment during the previous months, about a change in their dosage, about a medical investigation, etc.
Answering the medical questionnaire takes only a few minutes and can prevent many negative surprises down the road! Thank you for your collaboration on this matter.
