Travel medical insurance covers medical emergencies arising from sudden and unforeseeable circumstances, and happening while on a trip outside of your province of residence. (See the definition of “emergency” in the policy.) Coverage up to $5,000,000 is provided, which is enough to cover customary diagnostic fees, hospitalization, repatriation, etc.
If purchased, Trip Cancellation & Interruption insurance covers specific situations that could happen before or during your trip, causing you to cancel or interrupt your trip. Your policy could also provide coverage for your baggage and personal effects, and protection in the event of accidental death or dismemberment. (See the policy for details.)