For this coverage to be in-force, you must:
- Be a Canadian resident and purchase the insurance from your home province.
- Be 85 years old or less.
- Purchase the policy within thirty (30) days of the first non-refundable deposit of your trip.<br>(If the first non-refundable deposit of your trip was paid more than 30 days ago, you unfortunately cannot purchase this insurance from us.)
- Purchase the insurance for the full duration of your trip.
- Purchase the insurance for an amount sufficient to cover the full value of the non-refundable, nontransferable portion of your travel arrangements, to a maximum of CAN $15,000. (You cannot insure any trip costing more than $15,000 CAN, or purchase the insurance to cover only a portion of your prepaid and non-refundable arrangements, because the other portion is covered elsewhere, for example.)