Snowbird Travel Insurance: Enjoy Your Time in the Sun
Heading south for a few weeks or several months?
Whether you are spending the winter in Europe, Florida, elsewhere in the United States, or another part of the world, Tourmed offers coverage designed for extended stays and snowbird travellers.
Serving snowbirds since 1996.
Coverage
Extended stay
With a maximum duration ranging from 183 to 212 days, depending on your province of residence
Up to age 90
8-, 15-, and 30-day annual plans: up to age 90. 60-day annual plans: up to age 85.
$5,000,000 coverage
In emergency medical care
Emergency Medical Assistance
Anywhere in the world. Our team is quick to respond!
Coverage options
Trip cancellation, trip interruption, baggage, accidental death and dismemberment, and Cancel For Any Reason.
Get a travel insurance quote
Quick. Easy.
Three Common Travel Insurance Misconceptions
"I’m already covered by my credit card."
Most credit cards offer coverage that is limited in both duration and amount, which is often insufficient for a stay of several months.
Check the details before relying on this coverage completely.
“I’m healthy, so I don’t really need travel insurance.”
An unexpected medical issue can arise at any age, regardless of your health. Costs can become significant when you are far from your province’s health care system; ambulance transportation and medical repatriation are among the highest and least predictable expenses.
"My health condition is stable, so everything is automatically covered."
It is important to clearly understand what constitutes a stable and controlled medical condition. Stability criteria apply both to conditions that must be disclosed and those that do not need to be disclosed.
The stability of a pre-existing medical condition at the time of departure may affect coverage in the event of a claim.
An advisor can confirm how this applies to your situation.
Your Snowbird Season Starts Here
Florida, the United States, Portugal, Spain, France, or elsewhere in Europe: Choose how you want to enjoy the winter.
Find travel insurance that suits your age, health, and the length of your stay.
Tourmed has been insuring Canadian travellers since 1996, with snowbirds at the heart of our business from the very beginning!
Frequently Asked Questions
What is the definition of a snowbird?
A Canadian traveller aged 55 or older who leaves the country for a stay of 31 nights or more, typically in the southern United States or, increasingly, in Europe.
What is the difference between a per-trip plan and an annual plan for snowbirds?
The per-trip plan covers one extended stay with a maximum duration ranging from 183 to 212 days, depending on your province of residence, and is ideal for a single winter getaway. The annual multi-trip plan covers multiple trips of 8 to 60 days throughout the year and is available to travellers up to age 90.
Up to what age can you purchase a Tourmed annual snowbird plan?
The 8-, 15-, and 30-day plans are available up to age 90. The 60-day plan is available up to age 85.
Does Tourmed’s snowbird insurance cover travel to Europe?
Yes. Tourmed’s coverage may be suitable for extended stays in Europe, depending on the policy terms and eligibility requirements, just as it is for stays in the southern United States.