Stability Calculator for Your Pre-Existing Medical Conditions
This tool is exclusive to Tour+Med Travel Insurance, underwritten by LS-Travel, insurance company.
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Thank you for using the stability calculator, exclusive to Tour+Med Travel Insurance, underwritten by LS-Travel, insurance company.Précisions
For your Pre-existing Medical Conditions to be covered while on your trip, they must have been “Stable and Controlled” for a certain period of time prior to your Departure Date.
These durations vary with age:
- Traveller aged from 3 months to 69 years old: 3 months before the Departure Date
- Traveller aged 70 years or older: 6 months before the Departure Date
(Exception: High blood pressure, diabetes, or cholesterol requires only 2 months of stability before the Departure Date.)
Précisions
If a Medical Condition does not meet the insurer’s stability period, but will have been “Stable and Controlled” for at least 30 days prior to the departure, you may be interested by our Reduced Stability Period option. With this option, the condition could be covered up to $5,000,000.
The meaning of terms presented in italics in this tool are explained in the “Definitions” section of the policy. In case of disparity between the definitions presented in this tool and those from the policy, the latter prevails.
