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Early Bird Discount

A 5% discount is currently offered to all applicants. Save while you can!

This discount, in a few words

There is no need to set your alarm! The name is a reference to the name “early bird”, given to a person who acts quickly. This discount is only available for a few weeks, at the beginning of a new sales season. The discount can vary from 3% to 5% per applicant.

Do you qualify?

  • You have travel plans in the next 6 months.

When is this discount offered?

This discount is offered for a limited time only, usually starting around mid-July. Get your 5% discount now while it’s available!

“We’ve taken our travel medical coverage with Tour+Med for a number of years now. We did have to take advantage of their coverage on one occasion and had a very positive experience with their handling of our claim. (…) Tour+Med is truly a great insurer showing concern and understanding for their customers. Thank you for introducing us to Tour+Med.” D.T. et K.T. / Kingston, ON – April 2020

What else do you need to know?


To be eligible for the Early Bird discount, you must purchase a travel medical insurance policy while the discount is offered. This offer is valid for a limited time only. Dates vary from one sales season to the next and are subject to change without notice, but the discount is usually offered around mid-July, until September or October. The Early Bird discount allows applicants to save from 3% to 5%. The earlier you purchase, the more you save!


FAQs from travellers just like you

The dates of my trip are not set in stone. Can I still get the “Early Bird” discount?

If you plan on travelling within the next 6 months and the discount is offered at that moment, yes, you can get the Early Bird discount even if your dates are not set in stone. Our policies cannot be sold more than 6 months before the departure date. If your dates are uncertain (but intended within the next 6 months), you can provide approximate dates to purchase your policy while the Early Bird discount is available. This will lock in your discount. Once your dates are official, ask your representative or use the client portal to modify your dates. There are no administrative fees to do this: you will only pay for the extra days if your trip is longer than what you had initially planned.

Can I lock in my “Early Bird” discount with the “25% deposit” option?

You’re so smart! The deposit option allows you to pay only 25% of the premium at the time of purchase, and pay the balance 2 weeks before the departure date. If you purchase your policy while the Early Bird discount is available, the deposit option allows you to lock in that discount.

Save even more with these other discounts

Loyalty discount

Save 2% to 5%, to thank you for choosing us year after year. It pays to be loyal!
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2 Travellers discount

Discount of 5% when 2 people travel together and are covered on the same policy.
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Combined Protection

Save 5% when you purchase travel medical insurance and Trip Cancellation & Interruption insurance simultaneously.
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Customize your coverage with our interesting options

COVID-19 Riders

We now offer 2 riders, so you can enjoy comprehensive coverage.
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Deductibles offering a discount on your premium

Traditional or Hospital-Care, you will save from 5% to 35%.
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Reduced Stability Period

30 days before your departure rather than 3/6 months for pre-existing medical conditions. Coverage up to $5,000,000.
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Optional Exclusion

Reduced premium in return for an exclusion on a given body system or organ.
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25% Deposit Option

You pay 25% of the premium at the time of purchase. Balance is payable up to 2 weeks before your departure.
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Learn more

A 5% Early Bird discount is currently available.

Contact your broker or our Customer Service for more information.