{"id":3707,"date":"2021-07-23T09:55:11","date_gmt":"2021-07-23T13:55:11","guid":{"rendered":"https:\/\/tourmed.ca\/our-travel-insurance\/options\/deductibles-offering-a-discount-on-your-premium\/"},"modified":"2026-07-03T13:47:31","modified_gmt":"2026-07-03T17:47:31","slug":"deductibles-offering-a-discount-on-your-premium","status":"publish","type":"page","link":"https:\/\/tourmed.ca\/en\/our-options\/deductibles-offering-a-discount-on-your-premium\/","title":{"rendered":"Deductibles offering a discount on your premium"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3707\" class=\"elementor elementor-3707 elementor-298\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3a799d e-flex e-con-boxed e-con e-parent\" data-id=\"b3a799d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-06c39ac e-con-full e-flex e-con e-child\" data-id=\"06c39ac\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-59ada01 elementor-widget-mobile__width-initial elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"59ada01\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Deductibles offering a <strong>discount on your premium<\/strong><\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-84b8d52 elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"84b8d52\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a 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quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1ae4afb e-con-full e-flex e-con e-child\" data-id=\"1ae4afb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6f04902 elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"6f04902\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"105\" height=\"103\" viewBox=\"0 0 105 103\" fill=\"none\"><path d=\"M93.5099 38.7085H65.3236V11.3742C65.3236 5.09132 60.1722 0 53.8152 0C47.4582 0 42.3069 5.09132 42.3069 11.3742V17.2599C42.3069 24.59 40.3706 30.2049 36.4796 34.1227C32.5887 38.0405 27.1268 40.0084 20.0757 40.0084H10.8507C4.85908 40.0084 0 44.8109 0 50.7327C0 56.6545 4.85908 61.457 10.8507 61.457H39.6581V90.2717C39.6581 97.3129 45.4306 103 52.5365 103C59.6425 103 65.3601 97.3671 65.4149 90.362L65.6524 61.4389H93.4916C99.8486 61.4389 105 56.3476 105 50.0647C105 43.7818 99.8486 38.6904 93.4916 38.6904L93.5099 38.7085Z\" fill=\"currentColor\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b4e208 elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"0b4e208\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"105\" height=\"103\" viewBox=\"0 0 105 103\" fill=\"none\"><path d=\"M93.5099 38.7085H65.3236V11.3742C65.3236 5.09132 60.1722 0 53.8152 0C47.4582 0 42.3069 5.09132 42.3069 11.3742V17.2599C42.3069 24.59 40.3706 30.2049 36.4796 34.1227C32.5887 38.0405 27.1268 40.0084 20.0757 40.0084H10.8507C4.85908 40.0084 0 44.8109 0 50.7327C0 56.6545 4.85908 61.457 10.8507 61.457H39.6581V90.2717C39.6581 97.3129 45.4306 103 52.5365 103C59.6425 103 65.3601 97.3671 65.4149 90.362L65.6524 61.4389H93.4916C99.8486 61.4389 105 56.3476 105 50.0647C105 43.7818 99.8486 38.6904 93.4916 38.6904L93.5099 38.7085Z\" fill=\"currentColor\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d80c7a elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"6d80c7a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"105\" height=\"103\" viewBox=\"0 0 105 103\" fill=\"none\"><path d=\"M93.5099 38.7085H65.3236V11.3742C65.3236 5.09132 60.1722 0 53.8152 0C47.4582 0 42.3069 5.09132 42.3069 11.3742V17.2599C42.3069 24.59 40.3706 30.2049 36.4796 34.1227C32.5887 38.0405 27.1268 40.0084 20.0757 40.0084H10.8507C4.85908 40.0084 0 44.8109 0 50.7327C0 56.6545 4.85908 61.457 10.8507 61.457H39.6581V90.2717C39.6581 97.3129 45.4306 103 52.5365 103C59.6425 103 65.3601 97.3671 65.4149 90.362L65.6524 61.4389H93.4916C99.8486 61.4389 105 56.3476 105 50.0647C105 43.7818 99.8486 38.6904 93.4916 38.6904L93.5099 38.7085Z\" fill=\"currentColor\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-24a7a28 elementor-widget elementor-widget-image\" data-id=\"24a7a28\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"533\" src=\"https:\/\/tourmed.ca\/wp-content\/uploads\/2021\/06\/couple-bryceCanyon-1024x682.jpg\" class=\"attachment-large size-large wp-image-3253\" alt=\"\" srcset=\"https:\/\/tourmed.ca\/wp-content\/uploads\/2021\/06\/couple-bryceCanyon-1024x682.jpg 1024w, https:\/\/tourmed.ca\/wp-content\/uploads\/2021\/06\/couple-bryceCanyon-300x200.jpg 300w, https:\/\/tourmed.ca\/wp-content\/uploads\/2021\/06\/couple-bryceCanyon-768x511.jpg 768w, https:\/\/tourmed.ca\/wp-content\/uploads\/2021\/06\/couple-bryceCanyon-1536x1022.jpg 1536w, https:\/\/tourmed.ca\/wp-content\/uploads\/2021\/06\/couple-bryceCanyon-60x40.jpg 60w, https:\/\/tourmed.ca\/wp-content\/uploads\/2021\/06\/couple-bryceCanyon.jpg 1992w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-076ec92 e-flex e-con-boxed e-con e-parent\" data-id=\"076ec92\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-8f92078 e-con-full e-flex e-con e-child\" data-id=\"8f92078\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4b83b67 elementor-widget elementor-widget-heading\" data-id=\"4b83b67\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Simply put<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-35b79cf elementor-widget elementor-widget-text-editor\" data-id=\"35b79cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A deductible is an amount you are comfortable paying for in the event of a claim, in return for a discount on your premium. Our premiums are automatically presented without a deductible, but you can choose to add a deductible ranging between $250 and $10,000 CAN in order to save between 5% and 35%. Deductibles apply on a per event basis (meaning that if you claim more than once on the same policy, you will be asked to pay the deductible amount for each event).<\/p>\n<p><strong>EXCLUSIVE TO TOURMED:<\/strong> We are the only insurer to give you the choice between \u201ctraditional\u201d and \u201chospital-care\u201d deductibles. See details below.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4cc37cc e-con-full e-flex e-con e-child\" data-id=\"4cc37cc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1724abf elementor-widget elementor-widget-heading\" data-id=\"1724abf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Does this option meet your needs?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a18d04 elementor-widget elementor-widget-text-editor\" data-id=\"6a18d04\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n<li>You wish to have a lower premium.<\/li>\n<li>You understand that you will need to reimburse the insurer for the amount of the deductible if a claim arises while on your trip.<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7d454e4 e-flex e-con-boxed e-con e-parent\" data-id=\"7d454e4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6f9f8bc e-con-full e-flex e-con e-child\" data-id=\"6f9f8bc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-759fb2f elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"759fb2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What else do you need to know?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eebdb7d elementor-widget elementor-widget-n-accordion\" data-id=\"eebdb7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2500\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2500\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Traditional or Hospital-Care Deductible? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:serif=\"http:\/\/www.serif.com\/\" width=\"100%\" height=\"100%\" viewBox=\"0 0 16 16\" xml:space=\"preserve\" style=\"fill-rule:evenodd;clip-rule:evenodd;stroke-linejoin:round;stroke-miterlimit:2;\">    <g transform=\"matrix(1,0,0,1,-11.7989,-11.7991)\">        <path d=\"M18.385,19.799L13.435,14.849L14.849,13.435L19.799,18.385L24.749,13.435L26.163,14.849L21.213,19.799L26.163,24.749L24.749,26.163L19.799,21.213L14.849,26.163L13.435,24.749L18.385,19.799Z\" style=\"fill:white;\"><\/path>    <\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:serif=\"http:\/\/www.serif.com\/\" width=\"100%\" height=\"100%\" viewBox=\"0 0 16 16\" xml:space=\"preserve\" style=\"fill-rule:evenodd;clip-rule:evenodd;stroke-linejoin:round;stroke-miterlimit:2;\">    <g transform=\"matrix(1,0,0,1,-6,-6)\">        <path d=\"M13,15L6,15L6,13L13,13L13,6L15,6L15,13L22,13L22,15L15,15L15,22L13,22L13,15Z\" style=\"fill:white;\"><\/path>    <\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2500\" class=\"elementor-element elementor-element-1cce86b e-con-full e-flex e-con e-child\" data-id=\"1cce86b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9292eeb elementor-widget elementor-widget-text-editor\" data-id=\"9292eeb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>All travel insurers offer deductibles, but they are usually of the \u201ctraditional\u201d type. This means that you will be responsible for the first dollars of your claim, no matter where you are seen after a medical emergency. We offer these deductibles as well, so you can compare apples with apples.<\/p>\n<p>But hospital-care deductibles are unique to Tourmed! As opposed to traditional deductibles, hospital-care deductibles only apply to claims that require you to be seen in a hospital*.<\/p>\n<p><strong>Advice from our experts:<\/strong> Knowing that 90% of insureds who contact Emergency Assistance can be seen in a clinic (where a hospital-care deductible will not apply), adding a hospital-care deductible to your policy is an efficient way to save on your premium!<\/p>\n<p><span class=\"text-xs\">* The full amount of the deductible applies as soon as an event involves your hospitalization, a visit to the emergency room of a hospital, a visit to an internal or external hospital clinic, or getting onboard a land or air ambulance.<\/span><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2501\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2501\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Not to be mistaken with a deductible that could be imposed by Medical Underwriting <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:serif=\"http:\/\/www.serif.com\/\" width=\"100%\" height=\"100%\" viewBox=\"0 0 16 16\" xml:space=\"preserve\" style=\"fill-rule:evenodd;clip-rule:evenodd;stroke-linejoin:round;stroke-miterlimit:2;\">    <g transform=\"matrix(1,0,0,1,-11.7989,-11.7991)\">        <path d=\"M18.385,19.799L13.435,14.849L14.849,13.435L19.799,18.385L24.749,13.435L26.163,14.849L21.213,19.799L26.163,24.749L24.749,26.163L19.799,21.213L14.849,26.163L13.435,24.749L18.385,19.799Z\" style=\"fill:white;\"><\/path>    <\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:serif=\"http:\/\/www.serif.com\/\" width=\"100%\" height=\"100%\" viewBox=\"0 0 16 16\" xml:space=\"preserve\" style=\"fill-rule:evenodd;clip-rule:evenodd;stroke-linejoin:round;stroke-miterlimit:2;\">    <g transform=\"matrix(1,0,0,1,-6,-6)\">        <path d=\"M13,15L6,15L6,13L13,13L13,6L15,6L15,13L22,13L22,15L15,15L15,22L13,22L13,15Z\" style=\"fill:white;\"><\/path>    <\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2501\" class=\"elementor-element elementor-element-acf37b6 e-con-full e-flex e-con e-child\" data-id=\"acf37b6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8afe7ec elementor-widget elementor-widget-text-editor\" data-id=\"8afe7ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>According to your medical history, your application could need an analysis by our medical underwriting team in order to receive a personalized offer. When making a decision, medical underwriting could impose exclusions or deductibles. Since their personalized premium already considers your specific medical record and imposed deductible, this kind of deductible will not provide any additional discount on your premium.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b04acbd e-flex e-con-boxed e-con e-parent\" data-id=\"b04acbd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-38bc0a8 elementor-widget-tablet__width-initial elementor-widget elementor-widget-heading\" data-id=\"38bc0a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FAQs from travellers just like you<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bf02306 elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"bf02306\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/faq\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:serif=\"http:\/\/www.serif.com\/\" width=\"100%\" height=\"100%\" viewBox=\"0 0 16 16\" xml:space=\"preserve\" style=\"fill-rule:evenodd;clip-rule:evenodd;stroke-linejoin:round;stroke-miterlimit:2;\">    <g transform=\"matrix(1,0,0,1,-255.875,-20.5)\">        <path d=\"M269.189,27.75L265.697,24.257C265.404,23.965 265.404,23.49 265.697,23.197C265.99,22.904 266.464,22.904 266.757,23.197L271.53,27.97C271.823,28.263 271.823,28.737 271.53,29.03L266.757,33.803C266.464,34.096 265.99,34.096 265.697,33.803C265.404,33.51 265.404,33.036 265.697,32.743L269.189,29.25L256,29.25L256,27.75L269.189,27.75Z\" fill=\"currentColor\"><\/path>    <\/g><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read other FAQs<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ed01022 elementor-widget__width-inherit elementor-widget elementor-widget-n-accordion\" data-id=\"ed01022\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2480\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2480\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> To whom must I pay my deductible? Do I need to call you only if my claim is more expensive than my deductible? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:serif=\"http:\/\/www.serif.com\/\" width=\"100%\" height=\"100%\" viewBox=\"0 0 16 16\" xml:space=\"preserve\" style=\"fill-rule:evenodd;clip-rule:evenodd;stroke-linejoin:round;stroke-miterlimit:2;\">    <g transform=\"matrix(1,0,0,1,-11.7989,-11.7991)\">        <path d=\"M18.385,19.799L13.435,14.849L14.849,13.435L19.799,18.385L24.749,13.435L26.163,14.849L21.213,19.799L26.163,24.749L24.749,26.163L19.799,21.213L14.849,26.163L13.435,24.749L18.385,19.799Z\" style=\"fill:white;\"><\/path>    <\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:serif=\"http:\/\/www.serif.com\/\" width=\"100%\" height=\"100%\" viewBox=\"0 0 16 16\" xml:space=\"preserve\" style=\"fill-rule:evenodd;clip-rule:evenodd;stroke-linejoin:round;stroke-miterlimit:2;\">    <g transform=\"matrix(1,0,0,1,-6,-6)\">        <path d=\"M13,15L6,15L6,13L13,13L13,6L15,6L15,13L22,13L22,15L15,15L15,22L13,22L13,15Z\" style=\"fill:white;\"><\/path>    <\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2480\" class=\"elementor-element elementor-element-7ea378a e-con-full e-flex e-con e-child\" data-id=\"7ea378a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bef8f5a elementor-widget elementor-widget-text-editor\" data-id=\"bef8f5a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>No matter if you opted for a traditional or hospital-care deductible, <strong>it should never<\/strong> be paid to the medical service provider (clinic, hospital, ambulance, etc.)! Our claims department will get in touch with you about your deductible when treating your file.<\/p>\n<p>As per the many indications in your travel insurance confirmation and policy wording, you must call Emergency Assistance prior to any consultation or treatment, no matter if you have a deductible on your policy or not. Emergency Assistance must always be called as soon as possible; we are there to help and steer you towards the appropriate services.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2481\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2481\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Will I be asked to pay the hospital or clinic directly? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:serif=\"http:\/\/www.serif.com\/\" width=\"100%\" height=\"100%\" viewBox=\"0 0 16 16\" xml:space=\"preserve\" style=\"fill-rule:evenodd;clip-rule:evenodd;stroke-linejoin:round;stroke-miterlimit:2;\">    <g transform=\"matrix(1,0,0,1,-11.7989,-11.7991)\">        <path d=\"M18.385,19.799L13.435,14.849L14.849,13.435L19.799,18.385L24.749,13.435L26.163,14.849L21.213,19.799L26.163,24.749L24.749,26.163L19.799,21.213L14.849,26.163L13.435,24.749L18.385,19.799Z\" style=\"fill:white;\"><\/path>    <\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:serif=\"http:\/\/www.serif.com\/\" width=\"100%\" height=\"100%\" viewBox=\"0 0 16 16\" xml:space=\"preserve\" style=\"fill-rule:evenodd;clip-rule:evenodd;stroke-linejoin:round;stroke-miterlimit:2;\">    <g transform=\"matrix(1,0,0,1,-6,-6)\">        <path d=\"M13,15L6,15L6,13L13,13L13,6L15,6L15,13L22,13L22,15L15,15L15,22L13,22L13,15Z\" style=\"fill:white;\"><\/path>    <\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2481\" class=\"elementor-element elementor-element-d413f0d e-con-full e-flex e-con e-child\" data-id=\"d413f0d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8ca6e6f elementor-widget elementor-widget-text-editor\" data-id=\"8ca6e6f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>We have agreements with clinics and hospitals in many different countries, in order to facilitate payment of the medical expenses you could incur. But some establishments could, nonetheless, require that you pay a deposit or the full amount of your consultation or hospitalization. This is one of the many reasons why we ask that you call Emergency Assistance prior to heading anywhere; we will steer you towards the most appropriate establishment, depending on your situation.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-26b3f58 e-flex e-con-boxed e-con e-parent\" data-id=\"26b3f58\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ae45331 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"ae45331\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">You could be interested by these other options<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-25b2fa7 elementor-cta--valign-top elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-widget-mobile__width-inherit elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"25b2fa7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<a class=\"elementor-cta\" href=\"https:\/\/tourmed.ca\/options\/exclusion-facultative\/\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-content-item elementor-cta__content-item elementor-icon-wrapper elementor-cta__icon elementor-view-stacked elementor-shape-circle\">\n\t\t\t\t\t\t<div class=\"elementor-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:serif=\"http:\/\/www.serif.com\/\" width=\"100%\" height=\"100%\" viewBox=\"0 0 22 22\" xml:space=\"preserve\" style=\"fill-rule:evenodd;clip-rule:evenodd;stroke-linejoin:round;stroke-miterlimit:2;\">    <g transform=\"matrix(1,0,0,1,-1.25,-0.749072)\">        <path d=\"M15.75,8.25L15.75,7C15.75,6.586 16.086,6.25 16.5,6.25C16.914,6.25 17.25,6.586 17.25,7L17.25,8.25L18.5,8.25C18.914,8.25 19.25,8.586 19.25,9C19.25,9.414 18.914,9.75 18.5,9.75L17.25,9.75L17.25,11C17.25,11.414 16.914,11.75 16.5,11.75C16.086,11.75 15.75,11.414 15.75,11L15.75,9.75L14.5,9.75C14.086,9.75 13.75,9.414 13.75,9C13.75,8.586 14.086,8.25 14.5,8.25L15.75,8.25ZM12,4.513C14.262,2.396 16.825,1.77 18.961,2.606C21.268,3.51 22.75,5.992 22.75,9.317C22.75,11.435 21.62,13.52 20.213,15.314C18.791,17.127 17.003,18.75 15.511,19.961C14.239,20.993 13.358,21.75 12,21.75C10.642,21.75 9.761,20.993 8.489,19.961C7.54,19.191 6.475,18.257 5.463,17.217C5.174,16.92 5.18,16.446 5.477,16.157C5.774,15.868 6.248,15.874 6.537,16.171C7.499,17.158 8.517,18.052 9.434,18.796C10.827,19.926 11.277,20.25 12,20.25C12.723,20.25 13.173,19.926 14.566,18.796C16.016,17.62 17.708,16.077 19.032,14.388C20.371,12.681 21.25,10.929 21.25,9.317C21.25,6.413 19.982,4.617 18.414,4.003C16.849,3.39 14.66,3.828 12.548,6.086C12.406,6.238 12.208,6.324 12,6.324C11.792,6.324 11.594,6.238 11.452,6.086C9.34,3.828 7.151,3.39 5.586,4.003C4.018,4.617 2.75,6.413 2.75,9.318C2.75,10.455 3.188,11.671 3.935,12.906C4.149,13.26 4.036,13.721 3.681,13.936C3.327,14.15 2.866,14.037 2.652,13.682C1.826,12.318 1.25,10.83 1.25,9.318C1.25,5.992 2.732,3.51 5.039,2.606C7.175,1.77 9.738,2.396 12,4.513Z\"><\/path>    <\/g><\/svg>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tOptional Exclusion\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__description elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\t<p>Reduced premium in return for an exclusion on a given body system or organ.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__button-wrapper elementor-cta__content-item elementor-content-item \">\n\t\t\t\t\t<span class=\"elementor-cta__button elementor-button elementor-size-\">\n\t\t\t\t\t\t \t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e08ee2 elementor-cta--valign-top elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-widget-mobile__width-inherit elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"1e08ee2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<a class=\"elementor-cta\" href=\"https:\/\/tourmed.ca\/options\/option-acompte-de-25\/\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-content-item elementor-cta__content-item elementor-icon-wrapper elementor-cta__icon elementor-view-stacked elementor-shape-circle\">\n\t\t\t\t\t\t<div class=\"elementor-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:serif=\"http:\/\/www.serif.com\/\" width=\"100%\" height=\"100%\" viewBox=\"0 0 22 22\" xml:space=\"preserve\" style=\"fill-rule:evenodd;clip-rule:evenodd;stroke-linejoin:round;stroke-miterlimit:2;\">    <g transform=\"matrix(1,0,0,1,-1.25,-1.25)\">        <path d=\"M19.284,15.328C19.408,14.933 19.83,14.713 20.225,14.837C20.62,14.961 20.84,15.382 20.716,15.777C19.446,19.818 15.671,22.75 11.211,22.75C5.71,22.75 1.25,18.29 1.25,12.789C1.25,11.738 1.413,10.725 1.715,9.773C1.84,9.379 2.262,9.16 2.657,9.285C3.051,9.41 3.27,9.832 3.145,10.227C2.888,11.035 2.75,11.896 2.75,12.789C2.75,17.462 6.538,21.25 11.211,21.25C14.999,21.25 18.206,18.76 19.284,15.328ZM8.223,3.284C8.618,3.16 9.039,3.38 9.163,3.775C9.287,4.17 9.067,4.592 8.672,4.716C7.482,5.089 6.405,5.72 5.506,6.541C5.2,6.82 4.725,6.799 4.446,6.493C4.167,6.188 4.189,5.713 4.494,5.434C5.553,4.466 6.821,3.725 8.223,3.284ZM22.635,9.746C23.229,11.872 21.447,13.75 19.239,13.75L12.545,13.75C11.277,13.75 10.25,12.723 10.25,11.455L10.25,4.761C10.25,2.553 12.128,0.771 14.254,1.365C18.309,2.496 21.504,5.691 22.635,9.746ZM21.191,10.149C20.199,6.598 17.402,3.801 13.851,2.809C12.69,2.485 11.75,3.555 11.75,4.761L11.75,11.455C11.75,11.894 12.106,12.25 12.545,12.25L19.239,12.25C20.445,12.25 21.515,11.31 21.191,10.149Z\"><\/path>    <\/g><\/svg>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\t25% Deposit Option\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__description elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\t<p>You pay 25% of the premium at the time of purchase. Balance is payable up to 2 weeks before your departure.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__button-wrapper elementor-cta__content-item elementor-content-item \">\n\t\t\t\t\t<span class=\"elementor-cta__button elementor-button elementor-size-\">\n\t\t\t\t\t\t \t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18f769d elementor-cta--valign-top elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-widget-mobile__width-inherit elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"18f769d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<a class=\"elementor-cta\" href=\"https:\/\/tourmed.ca\/options\/stabilite-reduite-ou-prolongee\/\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-content-item elementor-cta__content-item elementor-icon-wrapper elementor-cta__icon elementor-view-stacked elementor-shape-circle\">\n\t\t\t\t\t\t<div class=\"elementor-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:serif=\"http:\/\/www.serif.com\/\" width=\"100%\" height=\"100%\" viewBox=\"0 0 22 22\" xml:space=\"preserve\" style=\"fill-rule:evenodd;clip-rule:evenodd;stroke-linejoin:round;stroke-miterlimit:2;\">    <g transform=\"matrix(1,0,0,1,-1.25,-1.75)\">        <path d=\"M1.278,9.203C1.26,9.138 1.25,9.07 1.25,9C1.25,8.908 1.267,8.82 1.297,8.738C1.32,8.289 1.353,7.881 1.403,7.511C1.576,6.224 1.949,5.333 2.641,4.641C3.333,3.949 4.224,3.576 5.511,3.403C5.743,3.372 5.988,3.347 6.25,3.327L6.25,2.5C6.25,2.086 6.586,1.75 7,1.75C7.414,1.75 7.75,2.086 7.75,2.5L7.75,3.264C8.417,3.251 9.163,3.25 10,3.25L14,3.25C14.837,3.25 15.583,3.251 16.25,3.264L16.25,2.5C16.25,2.086 16.586,1.75 17,1.75C17.414,1.75 17.75,2.086 17.75,2.5L17.75,3.327C18.012,3.347 18.257,3.372 18.489,3.403C19.776,3.576 20.667,3.949 21.359,4.641C22.051,5.333 22.424,6.224 22.597,7.511C22.747,8.625 22.75,10.071 22.75,12L22.75,14C22.75,15.929 22.747,17.375 22.597,18.489C22.424,19.776 22.051,20.667 21.359,21.359C20.597,22.121 19.59,22.496 18.073,22.645C17.661,22.685 17.294,22.384 17.254,21.972C17.213,21.56 17.515,21.193 17.927,21.152C19.01,21.045 19.754,20.843 20.298,20.298C20.778,19.818 20.99,19.181 21.11,18.289C21.253,17.225 21.25,15.843 21.25,14L21.25,12C21.25,11.158 21.251,10.413 21.238,9.75L10.75,9.75C10.336,9.75 10,9.414 10,9C10,8.586 10.336,8.25 10.75,8.25L21.169,8.25C21.153,8.062 21.133,7.882 21.11,7.711C20.99,6.819 20.778,6.182 20.298,5.702C19.818,5.222 19.181,5.01 18.289,4.89C17.225,4.747 15.843,4.75 14,4.75L10,4.75C8.157,4.75 6.775,4.747 5.711,4.89C4.819,5.01 4.182,5.222 3.702,5.702C3.222,6.182 3.01,6.819 2.89,7.711C2.867,7.882 2.847,8.062 2.831,8.25L5.875,8.25C6.289,8.25 6.625,8.586 6.625,9C6.625,9.414 6.289,9.75 5.875,9.75L2.762,9.75C2.749,10.413 2.75,11.158 2.75,12L2.75,14C2.75,15.843 2.747,17.225 2.89,18.289C3.01,19.181 3.222,19.818 3.702,20.298C4.182,20.778 4.819,20.99 5.711,21.11C6.775,21.253 8.157,21.25 10,21.25L14,21.25C14.414,21.25 14.75,21.586 14.75,22C14.75,22.414 14.414,22.75 14,22.75L10,22.75C8.071,22.75 6.625,22.747 5.511,22.597C4.224,22.424 3.333,22.051 2.641,21.359C1.949,20.667 1.576,19.776 1.403,18.489C1.253,17.375 1.25,15.929 1.25,14L1.25,12C1.25,10.927 1.251,10.003 1.278,9.203ZM18,17C18,17.552 17.552,18 17,18C16.448,18 16,17.552 16,17C16,16.448 16.448,16 17,16C17.552,16 18,16.448 18,17ZM18,13C18,13.552 17.552,14 17,14C16.448,14 16,13.552 16,13C16,12.448 16.448,12 17,12C17.552,12 18,12.448 18,13ZM13,17C13,17.552 12.552,18 12,18C11.448,18 11,17.552 11,17C11,16.448 11.448,16 12,16C12.552,16 13,16.448 13,17ZM13,13C13,13.552 12.552,14 12,14C11.448,14 11,13.552 11,13C11,12.448 11.448,12 12,12C12.552,12 13,12.448 13,13ZM8,17C8,17.552 7.552,18 7,18C6.448,18 6,17.552 6,17C6,16.448 6.448,16 7,16C7.552,16 8,16.448 8,17ZM8,13C8,13.552 7.552,14 7,14C6.448,14 6,13.552 6,13C6,12.448 6.448,12 7,12C7.552,12 8,12.448 8,13Z\"><\/path>    <\/g><\/svg>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tReduced or Extended Stability\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__description elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\t<p>Decrease or increase the required stability period. A surcharge or a discount will apply, depending on the selected option.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__button-wrapper elementor-cta__content-item elementor-content-item \">\n\t\t\t\t\t<span class=\"elementor-cta__button elementor-button elementor-size-\">\n\t\t\t\t\t\t \t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-98dfb0a e-flex e-con-boxed e-con e-parent\" data-id=\"98dfb0a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d936c01 e-con-full e-flex e-con e-child\" data-id=\"d936c01\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b13d852 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"b13d852\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Get a quote<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-86cbfad elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"86cbfad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Contact your broker, get a quote online, or speak with one of our sales representatives.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0f6d7f6 elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"0f6d7f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em>Some of the options may not be available on our online quoting tool.<br \/>\nSpeak with your representative if necessary.<\/em><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-94ce7be elementor-widget elementor-widget-button\" data-id=\"94ce7be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/tourmed.ca\/en\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:serif=\"http:\/\/www.serif.com\/\" width=\"100%\" height=\"100%\" viewBox=\"0 0 16 16\" xml:space=\"preserve\" style=\"fill-rule:evenodd;clip-rule:evenodd;stroke-linejoin:round;stroke-miterlimit:2;\">    <g transform=\"matrix(1,0,0,1,-255.875,-20.5)\">        <path d=\"M269.189,27.75L265.697,24.257C265.404,23.965 265.404,23.49 265.697,23.197C265.99,22.904 266.464,22.904 266.757,23.197L271.53,27.97C271.823,28.263 271.823,28.737 271.53,29.03L266.757,33.803C266.464,34.096 265.99,34.096 265.697,33.803C265.404,33.51 265.404,33.036 265.697,32.743L269.189,29.25L256,29.25L256,27.75L269.189,27.75Z\" fill=\"currentColor\"><\/path>    <\/g><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request a call back<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ed9a22 elementor-widget elementor-widget-button\" data-id=\"6ed9a22\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/b2c.tourmed.ca\/login\/?guid=1e0331c8-e922-480d-8be7-57f11678c427&#038;_ga=2.183294176.717956520.1678150322-676188887.1673462462&#038;_gl=1*1rlqtru*_gcl_aw*R0NMLjE3NzkyNjM1OTcuQ2p3S0NBand0N1hRQmhCa0Vpd0F0U3RwcDlya3pCcFo1NW0yZGxZZnY3SGRuZU9HVjNaV3dHbTNEYTJ5NGp1LWNGbmEtVmJ5UzlSS3lSb0NRWElRQXZEX0J3RQ..*_gcl_au*MTY3ODU1MDA5OS4xNzgwMzM3NTg2*_ga*NDgxNTcwMDk1LjE3Nzk5OTEyMTE.*_ga_C9MGJ87D5J*czE3ODAzNDk3MTgkbzQkZzEkdDE3ODAzNTMwODckajIzJGwwJGgw\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:serif=\"http:\/\/www.serif.com\/\" width=\"100%\" height=\"100%\" viewBox=\"0 0 16 16\" xml:space=\"preserve\" style=\"fill-rule:evenodd;clip-rule:evenodd;stroke-linejoin:round;stroke-miterlimit:2;\">    <g transform=\"matrix(1,0,0,1,-255.875,-20.5)\">        <path d=\"M269.189,27.75L265.697,24.257C265.404,23.965 265.404,23.49 265.697,23.197C265.99,22.904 266.464,22.904 266.757,23.197L271.53,27.97C271.823,28.263 271.823,28.737 271.53,29.03L266.757,33.803C266.464,34.096 265.99,34.096 265.697,33.803C265.404,33.51 265.404,33.036 265.697,32.743L269.189,29.25L256,29.25L256,27.75L269.189,27.75Z\" fill=\"currentColor\"><\/path>    <\/g><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get a quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div 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