{"id":3706,"date":"2021-07-25T03:01:28","date_gmt":"2021-07-25T07:01:28","guid":{"rendered":"https:\/\/tourmed.ca\/our-travel-insurance\/options\/optional-exclusion\/"},"modified":"2026-07-09T00:21:44","modified_gmt":"2026-07-09T04:21:44","slug":"optional-exclusion","status":"publish","type":"page","link":"https:\/\/tourmed.ca\/en\/our-options\/optional-exclusion\/","title":{"rendered":"Optional Exclusion"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3706\" class=\"elementor elementor-3706 elementor-300\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-029d32e e-flex e-con-boxed e-con e-parent\" data-id=\"029d32e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b83889c e-con-full e-flex e-con e-child\" data-id=\"b83889c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-86543d9 elementor-widget-mobile__width-initial elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"86543d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Optional Exclusion<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2546297 elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"2546297\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/tourmed.ca\/en\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:serif=\"http:\/\/www.serif.com\/\" width=\"100%\" height=\"100%\" viewBox=\"0 0 16 16\" xml:space=\"preserve\" style=\"fill-rule:evenodd;clip-rule:evenodd;stroke-linejoin:round;stroke-miterlimit:2;\">    <g transform=\"matrix(1,0,0,1,-255.875,-20.5)\">        <path d=\"M269.189,27.75L265.697,24.257C265.404,23.965 265.404,23.49 265.697,23.197C265.99,22.904 266.464,22.904 266.757,23.197L271.53,27.97C271.823,28.263 271.823,28.737 271.53,29.03L266.757,33.803C266.464,34.096 265.99,34.096 265.697,33.803C265.404,33.51 265.404,33.036 265.697,32.743L269.189,29.25L256,29.25L256,27.75L269.189,27.75Z\" fill=\"currentColor\"><\/path>    <\/g><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request a call back<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa51e41 elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"aa51e41\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/b2c.tourmed.ca\/login\/?guid=1e0331c8-e922-480d-8be7-57f11678c427&#038;_gl=1*1shrr79*_ga*Njc2MTg4ODg3LjE2NzM0NjI0NjI.*_ga_C9MGJ87D5J*MTY3ODE5NjQ3MS40Ny4xLjE2NzgxOTc5NjYuMC4wLjA.&#038;_ga=2.175231076.717956520.1678150322-676188887.1673462462\" target=\"_blank\" rel=\"noopener noreferrer nofollow\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:serif=\"http:\/\/www.serif.com\/\" width=\"100%\" height=\"100%\" viewBox=\"0 0 16 16\" xml:space=\"preserve\" style=\"fill-rule:evenodd;clip-rule:evenodd;stroke-linejoin:round;stroke-miterlimit:2;\">    <g transform=\"matrix(1,0,0,1,-255.875,-20.5)\">        <path d=\"M269.189,27.75L265.697,24.257C265.404,23.965 265.404,23.49 265.697,23.197C265.99,22.904 266.464,22.904 266.757,23.197L271.53,27.97C271.823,28.263 271.823,28.737 271.53,29.03L266.757,33.803C266.464,34.096 265.99,34.096 265.697,33.803C265.404,33.51 265.404,33.036 265.697,32.743L269.189,29.25L256,29.25L256,27.75L269.189,27.75Z\" fill=\"currentColor\"><\/path>    <\/g><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get a quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-aecb4c4 e-con-full e-flex e-con e-child\" data-id=\"aecb4c4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e3ebfeb elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"e3ebfeb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"105\" height=\"103\" viewBox=\"0 0 105 103\" fill=\"none\"><path d=\"M93.5099 38.7085H65.3236V11.3742C65.3236 5.09132 60.1722 0 53.8152 0C47.4582 0 42.3069 5.09132 42.3069 11.3742V17.2599C42.3069 24.59 40.3706 30.2049 36.4796 34.1227C32.5887 38.0405 27.1268 40.0084 20.0757 40.0084H10.8507C4.85908 40.0084 0 44.8109 0 50.7327C0 56.6545 4.85908 61.457 10.8507 61.457H39.6581V90.2717C39.6581 97.3129 45.4306 103 52.5365 103C59.6425 103 65.3601 97.3671 65.4149 90.362L65.6524 61.4389H93.4916C99.8486 61.4389 105 56.3476 105 50.0647C105 43.7818 99.8486 38.6904 93.4916 38.6904L93.5099 38.7085Z\" fill=\"currentColor\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b4340d0 elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"b4340d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"105\" height=\"103\" viewBox=\"0 0 105 103\" fill=\"none\"><path d=\"M93.5099 38.7085H65.3236V11.3742C65.3236 5.09132 60.1722 0 53.8152 0C47.4582 0 42.3069 5.09132 42.3069 11.3742V17.2599C42.3069 24.59 40.3706 30.2049 36.4796 34.1227C32.5887 38.0405 27.1268 40.0084 20.0757 40.0084H10.8507C4.85908 40.0084 0 44.8109 0 50.7327C0 56.6545 4.85908 61.457 10.8507 61.457H39.6581V90.2717C39.6581 97.3129 45.4306 103 52.5365 103C59.6425 103 65.3601 97.3671 65.4149 90.362L65.6524 61.4389H93.4916C99.8486 61.4389 105 56.3476 105 50.0647C105 43.7818 99.8486 38.6904 93.4916 38.6904L93.5099 38.7085Z\" fill=\"currentColor\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1c43fe elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"e1c43fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"105\" height=\"103\" viewBox=\"0 0 105 103\" fill=\"none\"><path d=\"M93.5099 38.7085H65.3236V11.3742C65.3236 5.09132 60.1722 0 53.8152 0C47.4582 0 42.3069 5.09132 42.3069 11.3742V17.2599C42.3069 24.59 40.3706 30.2049 36.4796 34.1227C32.5887 38.0405 27.1268 40.0084 20.0757 40.0084H10.8507C4.85908 40.0084 0 44.8109 0 50.7327C0 56.6545 4.85908 61.457 10.8507 61.457H39.6581V90.2717C39.6581 97.3129 45.4306 103 52.5365 103C59.6425 103 65.3601 97.3671 65.4149 90.362L65.6524 61.4389H93.4916C99.8486 61.4389 105 56.3476 105 50.0647C105 43.7818 99.8486 38.6904 93.4916 38.6904L93.5099 38.7085Z\" fill=\"currentColor\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d1c412c elementor-widget elementor-widget-image\" data-id=\"d1c412c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/tourmed.ca\/wp-content\/uploads\/2026\/07\/assurance-voyage-couple-aine-croisiere-mer-1024x683.jpg\" class=\"attachment-large size-large wp-image-13565\" alt=\"\" srcset=\"https:\/\/tourmed.ca\/wp-content\/uploads\/2026\/07\/assurance-voyage-couple-aine-croisiere-mer-1024x683.jpg 1024w, https:\/\/tourmed.ca\/wp-content\/uploads\/2026\/07\/assurance-voyage-couple-aine-croisiere-mer-300x200.jpg 300w, https:\/\/tourmed.ca\/wp-content\/uploads\/2026\/07\/assurance-voyage-couple-aine-croisiere-mer-768x512.jpg 768w, https:\/\/tourmed.ca\/wp-content\/uploads\/2026\/07\/assurance-voyage-couple-aine-croisiere-mer-1536x1024.jpg 1536w, https:\/\/tourmed.ca\/wp-content\/uploads\/2026\/07\/assurance-voyage-couple-aine-croisiere-mer.jpg 1600w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-172ddec e-flex e-con-boxed e-con e-parent\" data-id=\"172ddec\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-bc8231f e-con-full e-flex e-con e-child\" data-id=\"bc8231f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e052148 elementor-widget elementor-widget-heading\" data-id=\"e052148\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Simply put<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36b2402 elementor-widget elementor-widget-text-editor\" data-id=\"36b2402\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>For a pre-existing medical condition (in other words, a condition that existed before your departure) to be covered while on your trip, it must have been \u201cStable and Controlled\u201d for a certain time before your departure. If our\u00a0<a href=\"https:\/\/tourmed.ca\/en\/travel-insurance\/options\/reduced-stability-period\/\">Reduced Stability Period<\/a> options cannot be used, you could be tempted by our Optional Exclusion option.<\/p>\n<p>If a system or organ is afflicted by an unstable medical condition, this option will exclude the system or organ, in return for a lower premium.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-01245fa e-con-full e-flex e-con e-child\" data-id=\"01245fa\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-656f62c elementor-widget elementor-widget-heading\" data-id=\"656f62c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Does this option meet your needs?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1272771 elementor-widget elementor-widget-text-editor\" data-id=\"1272771\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n<li>You are between 60 and 85 years old.<\/li>\n<li>One of your pre-existing medical conditions won\u2019t be \u00ab Stable and Controlled \u00bb on your departure date and the Reduced Stability Period options are not a possibility.<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8e0d7a1 e-flex e-con-boxed e-con e-parent\" data-id=\"8e0d7a1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-abb0055 e-con-full e-flex e-con e-child\" data-id=\"abb0055\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ca5eb62 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"ca5eb62\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What else do you need to know?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c4fc1d elementor-widget elementor-widget-n-accordion\" data-id=\"1c4fc1d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2960\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2960\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Eligibility <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:serif=\"http:\/\/www.serif.com\/\" width=\"100%\" height=\"100%\" viewBox=\"0 0 16 16\" xml:space=\"preserve\" style=\"fill-rule:evenodd;clip-rule:evenodd;stroke-linejoin:round;stroke-miterlimit:2;\">    <g transform=\"matrix(1,0,0,1,-11.7989,-11.7991)\">        <path d=\"M18.385,19.799L13.435,14.849L14.849,13.435L19.799,18.385L24.749,13.435L26.163,14.849L21.213,19.799L26.163,24.749L24.749,26.163L19.799,21.213L14.849,26.163L13.435,24.749L18.385,19.799Z\" style=\"fill:white;\"><\/path>    <\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:serif=\"http:\/\/www.serif.com\/\" width=\"100%\" height=\"100%\" viewBox=\"0 0 16 16\" xml:space=\"preserve\" style=\"fill-rule:evenodd;clip-rule:evenodd;stroke-linejoin:round;stroke-miterlimit:2;\">    <g transform=\"matrix(1,0,0,1,-6,-6)\">        <path d=\"M13,15L6,15L6,13L13,13L13,6L15,6L15,13L22,13L22,15L15,15L15,22L13,22L13,15Z\" style=\"fill:white;\"><\/path>    <\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2960\" class=\"elementor-element elementor-element-74f781c e-con-full e-flex e-con e-child\" data-id=\"74f781c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-77c3b83 elementor-widget elementor-widget-text-editor\" data-id=\"77c3b83\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>This option is offered to travellers aged between 60 and 85 years old, who answered a medical questionnaire. Conditions apply. Speak with your representative or read the policy wording for details.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2961\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2961\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Exclusion of a system or organ <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:serif=\"http:\/\/www.serif.com\/\" width=\"100%\" height=\"100%\" viewBox=\"0 0 16 16\" xml:space=\"preserve\" style=\"fill-rule:evenodd;clip-rule:evenodd;stroke-linejoin:round;stroke-miterlimit:2;\">    <g transform=\"matrix(1,0,0,1,-11.7989,-11.7991)\">        <path d=\"M18.385,19.799L13.435,14.849L14.849,13.435L19.799,18.385L24.749,13.435L26.163,14.849L21.213,19.799L26.163,24.749L24.749,26.163L19.799,21.213L14.849,26.163L13.435,24.749L18.385,19.799Z\" style=\"fill:white;\"><\/path>    <\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:serif=\"http:\/\/www.serif.com\/\" width=\"100%\" height=\"100%\" viewBox=\"0 0 16 16\" xml:space=\"preserve\" style=\"fill-rule:evenodd;clip-rule:evenodd;stroke-linejoin:round;stroke-miterlimit:2;\">    <g transform=\"matrix(1,0,0,1,-6,-6)\">        <path d=\"M13,15L6,15L6,13L13,13L13,6L15,6L15,13L22,13L22,15L15,15L15,22L13,22L13,15Z\" style=\"fill:white;\"><\/path>    <\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2961\" class=\"elementor-element elementor-element-53d58b5 e-con-full e-flex e-con e-child\" data-id=\"53d58b5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3501f5a elementor-widget elementor-widget-text-editor\" data-id=\"3501f5a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The policy wording states that a condition which does not meet the definition of \u201cStable and Controlled\u201d will be excluded from your coverage. When using the Optional Exclusion, you will exclude the organ or body system that\u2019s afflicted by a condition disclosed in your medical questionnaire, in return for a lower premium.<\/p>\n<p>As an example, a person whose asthma does not meet the definition of \u201cStable and Controlled\u201d would not only have their asthma excluded, but the entire respiratory system. This means that a possible pneumonia or bronchitis while on their trip would also be excluded.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5dd96ce elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-image\" data-id=\"5dd96ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"440\" src=\"https:\/\/tourmed.ca\/wp-content\/uploads\/2021\/07\/protection-non-medicale-annulation-bagage-deces-1024x563.jpg\" class=\"attachment-large size-large wp-image-3263\" alt=\"\" srcset=\"https:\/\/tourmed.ca\/wp-content\/uploads\/2021\/07\/protection-non-medicale-annulation-bagage-deces-1024x563.jpg 1024w, https:\/\/tourmed.ca\/wp-content\/uploads\/2021\/07\/protection-non-medicale-annulation-bagage-deces-300x165.jpg 300w, https:\/\/tourmed.ca\/wp-content\/uploads\/2021\/07\/protection-non-medicale-annulation-bagage-deces-768x422.jpg 768w, https:\/\/tourmed.ca\/wp-content\/uploads\/2021\/07\/protection-non-medicale-annulation-bagage-deces-1536x844.jpg 1536w, https:\/\/tourmed.ca\/wp-content\/uploads\/2021\/07\/protection-non-medicale-annulation-bagage-deces-60x33.jpg 60w, https:\/\/tourmed.ca\/wp-content\/uploads\/2021\/07\/protection-non-medicale-annulation-bagage-deces.jpg 1638w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2042d55 e-flex e-con-boxed e-con e-parent\" data-id=\"2042d55\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ad95379 elementor-widget-tablet__width-initial elementor-widget elementor-widget-heading\" data-id=\"ad95379\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FAQs from travellers just like you<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77839f5 elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"77839f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/faq\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:serif=\"http:\/\/www.serif.com\/\" width=\"100%\" height=\"100%\" viewBox=\"0 0 16 16\" xml:space=\"preserve\" style=\"fill-rule:evenodd;clip-rule:evenodd;stroke-linejoin:round;stroke-miterlimit:2;\">    <g transform=\"matrix(1,0,0,1,-255.875,-20.5)\">        <path d=\"M269.189,27.75L265.697,24.257C265.404,23.965 265.404,23.49 265.697,23.197C265.99,22.904 266.464,22.904 266.757,23.197L271.53,27.97C271.823,28.263 271.823,28.737 271.53,29.03L266.757,33.803C266.464,34.096 265.99,34.096 265.697,33.803C265.404,33.51 265.404,33.036 265.697,32.743L269.189,29.25L256,29.25L256,27.75L269.189,27.75Z\" fill=\"currentColor\"><\/path>    <\/g><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read other FAQs<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f510578 elementor-widget__width-inherit elementor-widget elementor-widget-n-accordion\" data-id=\"f510578\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2560\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2560\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What do you mean by \u201cStable and Controlled\u201d? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:serif=\"http:\/\/www.serif.com\/\" width=\"100%\" height=\"100%\" viewBox=\"0 0 16 16\" xml:space=\"preserve\" style=\"fill-rule:evenodd;clip-rule:evenodd;stroke-linejoin:round;stroke-miterlimit:2;\">    <g transform=\"matrix(1,0,0,1,-11.7989,-11.7991)\">        <path d=\"M18.385,19.799L13.435,14.849L14.849,13.435L19.799,18.385L24.749,13.435L26.163,14.849L21.213,19.799L26.163,24.749L24.749,26.163L19.799,21.213L14.849,26.163L13.435,24.749L18.385,19.799Z\" style=\"fill:white;\"><\/path>    <\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:serif=\"http:\/\/www.serif.com\/\" width=\"100%\" height=\"100%\" viewBox=\"0 0 16 16\" xml:space=\"preserve\" style=\"fill-rule:evenodd;clip-rule:evenodd;stroke-linejoin:round;stroke-miterlimit:2;\">    <g transform=\"matrix(1,0,0,1,-6,-6)\">        <path d=\"M13,15L6,15L6,13L13,13L13,6L15,6L15,13L22,13L22,15L15,15L15,22L13,22L13,15Z\" style=\"fill:white;\"><\/path>    <\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2560\" class=\"elementor-element elementor-element-18b4c0a e-con-full e-flex e-con e-child\" data-id=\"18b4c0a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6d26fe5 elementor-widget elementor-widget-text-editor\" data-id=\"6d26fe5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The stability of your medical conditions is probably the most important concept in your travel insurance policy, so understanding it is crucial.<\/p>\n<p>To be \u201cstable and controlled\u201d means that there has not been any change pertaining to a medical condition within the 3 or 6 months before your departure (3 months for insureds of 69 years old and less, 6 months for insureds of 70 years old and over). And by \u201cchange\u201d, we mean, among others: no new diagnosis, no new prescription or modification to an existing prescription, no test or evaluation, no recommendation to be seen by a specialist, no new symptoms, no aggravation of the condition, etc.<\/p>\n<p>You must also be aware that even though your doctor said you were \u201cstable\u201d, \u201cbrand new\u201d, or \u201cgood to go\u201d, it does not necessarily correspond to the definition of \u201cStable and Controlled\u201d in the policy. In the event of a claim, we will refer to the latter so make sure that you read it carefully, and that you understand it. You may also ask your representative for information.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2561\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2561\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What kind of discount can I expect if I select the \u201cOptional Exclusion\u201d option? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:serif=\"http:\/\/www.serif.com\/\" width=\"100%\" height=\"100%\" viewBox=\"0 0 16 16\" xml:space=\"preserve\" style=\"fill-rule:evenodd;clip-rule:evenodd;stroke-linejoin:round;stroke-miterlimit:2;\">    <g transform=\"matrix(1,0,0,1,-11.7989,-11.7991)\">        <path d=\"M18.385,19.799L13.435,14.849L14.849,13.435L19.799,18.385L24.749,13.435L26.163,14.849L21.213,19.799L26.163,24.749L24.749,26.163L19.799,21.213L14.849,26.163L13.435,24.749L18.385,19.799Z\" style=\"fill:white;\"><\/path>    <\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:serif=\"http:\/\/www.serif.com\/\" width=\"100%\" height=\"100%\" viewBox=\"0 0 16 16\" xml:space=\"preserve\" style=\"fill-rule:evenodd;clip-rule:evenodd;stroke-linejoin:round;stroke-miterlimit:2;\">    <g transform=\"matrix(1,0,0,1,-6,-6)\">        <path d=\"M13,15L6,15L6,13L13,13L13,6L15,6L15,13L22,13L22,15L15,15L15,22L13,22L13,15Z\" style=\"fill:white;\"><\/path>    <\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2561\" class=\"elementor-element elementor-element-b292d0b e-con-full e-flex e-con e-child\" data-id=\"b292d0b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-13d75d9 elementor-widget elementor-widget-text-editor\" data-id=\"13d75d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>There is no fixed discount for the option. Premium is calculated upon a combination of various factors, including your age, the system or organ to exclude, and your other medical conditions. The best way to find out what your premium will be is to ask for a quote!<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4d820b9 e-flex e-con-boxed e-con e-parent\" data-id=\"4d820b9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ecc4bad elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"ecc4bad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">You could be interested by these other options<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20ed8d0 elementor-cta--valign-top elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-widget-mobile__width-inherit elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"20ed8d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<a class=\"elementor-cta\" href=\"https:\/\/tourmed.ca\/options\/franchises-avec-escomptes\/\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-content-item elementor-cta__content-item elementor-icon-wrapper elementor-cta__icon elementor-view-stacked elementor-shape-circle\">\n\t\t\t\t\t\t<div class=\"elementor-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:serif=\"http:\/\/www.serif.com\/\" width=\"100%\" height=\"100%\" viewBox=\"0 0 22 22\" xml:space=\"preserve\" style=\"fill-rule:evenodd;clip-rule:evenodd;stroke-linejoin:round;stroke-miterlimit:2;\">    <g transform=\"matrix(1,0,0,1,-1.25,-1.25)\">        <path d=\"M16.667,4.198C16.96,4.491 16.96,4.966 16.667,5.259C16.375,5.552 15.899,5.552 15.607,5.259C14.197,3.849 13.524,3.106 12.609,2.844C11.695,2.581 10.73,2.855 8.787,3.303L7.559,3.587C5.975,3.952 5.162,4.077 4.62,4.62C4.077,5.162 3.952,5.975 3.587,7.559L3.303,8.787C2.855,10.73 2.581,11.695 2.844,12.609C3.106,13.524 3.849,14.197 5.259,15.607L7.088,17.436C8.403,18.75 9.386,19.738 10.247,20.395C10.97,20.947 11.577,21.25 12.262,21.25C12.948,21.25 13.555,20.947 14.278,20.395C15.139,19.738 16.122,18.75 17.436,17.436C18.75,16.122 19.738,15.139 20.395,14.278C20.947,13.555 21.25,12.948 21.25,12.262C21.25,11.728 21.064,11.241 20.718,10.704C20.306,10.063 19.683,9.372 18.858,8.522C18.569,8.226 18.576,7.75 18.873,7.462C19.17,7.174 19.645,7.181 19.934,7.478C21.864,9.465 22.75,10.77 22.75,12.262C22.75,13.248 22.381,14.148 21.588,15.187C20.9,16.088 19.872,17.122 18.497,18.497C17.122,19.872 16.088,20.9 15.187,21.588C14.148,22.381 13.248,22.75 12.262,22.75C11.277,22.75 10.377,22.381 9.337,21.588C8.436,20.9 7.403,19.872 6.028,18.497L4.198,16.667C2.516,14.985 1.715,14.114 1.402,13.023C1.089,11.932 1.307,10.768 1.842,8.45L2.125,7.222C2.586,5.222 2.874,4.244 3.559,3.559C4.244,2.874 5.222,2.586 7.222,2.125L8.45,1.842C10.768,1.307 11.932,1.089 13.023,1.402C14.114,1.715 14.985,2.516 16.667,4.198Z\"><\/path>    <\/g>    <g transform=\"matrix(1,0,0,1,-1.25,-1.25)\">        <path d=\"M8.607,11.629C8.193,11.629 7.857,11.293 7.857,10.879C7.857,10.465 8.193,10.129 8.607,10.129C9.297,10.129 9.857,9.569 9.857,8.879C9.857,8.189 9.297,7.629 8.607,7.629C7.917,7.629 7.357,8.189 7.357,8.879C7.357,9.293 7.021,9.629 6.607,9.629C6.193,9.629 5.857,9.293 5.857,8.879C5.857,7.36 7.088,6.129 8.607,6.129C10.126,6.129 11.357,7.36 11.357,8.879C11.357,10.398 10.126,11.629 8.607,11.629Z\"><\/path>    <\/g>    <g transform=\"matrix(1,0,0,1,-1.25,-1.25)\">        <path d=\"M12.072,19.03C11.779,19.323 11.304,19.323 11.011,19.03C10.719,18.738 10.719,18.262 11.011,17.97L12.011,16.97C12.304,16.677 12.779,16.677 13.072,16.97C13.365,17.262 13.365,17.738 13.072,18.03L12.072,19.03ZM17.99,10.991C18.283,10.698 18.758,10.698 19.051,10.991C19.344,11.283 19.344,11.759 19.051,12.051L15.53,15.572C15.238,15.865 14.762,15.865 14.47,15.572C14.177,15.279 14.177,14.804 14.47,14.511L17.99,10.991Z\"><\/path>    <\/g><\/svg>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tDeductibles offering a discount on your premium\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__description elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\t<p>Traditional or Hospital-Care, you will save from 5% to 35%.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__button-wrapper elementor-cta__content-item elementor-content-item \">\n\t\t\t\t\t<span class=\"elementor-cta__button elementor-button elementor-size-\">\n\t\t\t\t\t\t \t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c78e5e elementor-cta--valign-top elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-widget-mobile__width-inherit elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"3c78e5e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<a class=\"elementor-cta\" href=\"https:\/\/tourmed.ca\/options\/option-acompte-de-25\/\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-content-item elementor-cta__content-item elementor-icon-wrapper elementor-cta__icon elementor-view-stacked elementor-shape-circle\">\n\t\t\t\t\t\t<div class=\"elementor-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:serif=\"http:\/\/www.serif.com\/\" width=\"100%\" height=\"100%\" viewBox=\"0 0 22 22\" xml:space=\"preserve\" style=\"fill-rule:evenodd;clip-rule:evenodd;stroke-linejoin:round;stroke-miterlimit:2;\">    <g transform=\"matrix(1,0,0,1,-1.25,-1.25)\">        <path d=\"M19.284,15.328C19.408,14.933 19.83,14.713 20.225,14.837C20.62,14.961 20.84,15.382 20.716,15.777C19.446,19.818 15.671,22.75 11.211,22.75C5.71,22.75 1.25,18.29 1.25,12.789C1.25,11.738 1.413,10.725 1.715,9.773C1.84,9.379 2.262,9.16 2.657,9.285C3.051,9.41 3.27,9.832 3.145,10.227C2.888,11.035 2.75,11.896 2.75,12.789C2.75,17.462 6.538,21.25 11.211,21.25C14.999,21.25 18.206,18.76 19.284,15.328ZM8.223,3.284C8.618,3.16 9.039,3.38 9.163,3.775C9.287,4.17 9.067,4.592 8.672,4.716C7.482,5.089 6.405,5.72 5.506,6.541C5.2,6.82 4.725,6.799 4.446,6.493C4.167,6.188 4.189,5.713 4.494,5.434C5.553,4.466 6.821,3.725 8.223,3.284ZM22.635,9.746C23.229,11.872 21.447,13.75 19.239,13.75L12.545,13.75C11.277,13.75 10.25,12.723 10.25,11.455L10.25,4.761C10.25,2.553 12.128,0.771 14.254,1.365C18.309,2.496 21.504,5.691 22.635,9.746ZM21.191,10.149C20.199,6.598 17.402,3.801 13.851,2.809C12.69,2.485 11.75,3.555 11.75,4.761L11.75,11.455C11.75,11.894 12.106,12.25 12.545,12.25L19.239,12.25C20.445,12.25 21.515,11.31 21.191,10.149Z\"><\/path>    <\/g><\/svg>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\t25% Deposit Option\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__description elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\t<p>You pay 25% of the premium at the time of purchase. Balance is payable up to 2 weeks before your departure.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__button-wrapper elementor-cta__content-item elementor-content-item \">\n\t\t\t\t\t<span class=\"elementor-cta__button elementor-button elementor-size-\">\n\t\t\t\t\t\t \t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a6523b elementor-cta--valign-top elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-widget-mobile__width-inherit elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"4a6523b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<a class=\"elementor-cta\" href=\"https:\/\/tourmed.ca\/options\/stabilite-reduite-ou-prolongee\/\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-content-item elementor-cta__content-item elementor-icon-wrapper elementor-cta__icon elementor-view-stacked elementor-shape-circle\">\n\t\t\t\t\t\t<div class=\"elementor-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:serif=\"http:\/\/www.serif.com\/\" width=\"100%\" height=\"100%\" viewBox=\"0 0 22 22\" xml:space=\"preserve\" style=\"fill-rule:evenodd;clip-rule:evenodd;stroke-linejoin:round;stroke-miterlimit:2;\">    <g transform=\"matrix(1,0,0,1,-1.25,-1.75)\">        <path d=\"M1.278,9.203C1.26,9.138 1.25,9.07 1.25,9C1.25,8.908 1.267,8.82 1.297,8.738C1.32,8.289 1.353,7.881 1.403,7.511C1.576,6.224 1.949,5.333 2.641,4.641C3.333,3.949 4.224,3.576 5.511,3.403C5.743,3.372 5.988,3.347 6.25,3.327L6.25,2.5C6.25,2.086 6.586,1.75 7,1.75C7.414,1.75 7.75,2.086 7.75,2.5L7.75,3.264C8.417,3.251 9.163,3.25 10,3.25L14,3.25C14.837,3.25 15.583,3.251 16.25,3.264L16.25,2.5C16.25,2.086 16.586,1.75 17,1.75C17.414,1.75 17.75,2.086 17.75,2.5L17.75,3.327C18.012,3.347 18.257,3.372 18.489,3.403C19.776,3.576 20.667,3.949 21.359,4.641C22.051,5.333 22.424,6.224 22.597,7.511C22.747,8.625 22.75,10.071 22.75,12L22.75,14C22.75,15.929 22.747,17.375 22.597,18.489C22.424,19.776 22.051,20.667 21.359,21.359C20.597,22.121 19.59,22.496 18.073,22.645C17.661,22.685 17.294,22.384 17.254,21.972C17.213,21.56 17.515,21.193 17.927,21.152C19.01,21.045 19.754,20.843 20.298,20.298C20.778,19.818 20.99,19.181 21.11,18.289C21.253,17.225 21.25,15.843 21.25,14L21.25,12C21.25,11.158 21.251,10.413 21.238,9.75L10.75,9.75C10.336,9.75 10,9.414 10,9C10,8.586 10.336,8.25 10.75,8.25L21.169,8.25C21.153,8.062 21.133,7.882 21.11,7.711C20.99,6.819 20.778,6.182 20.298,5.702C19.818,5.222 19.181,5.01 18.289,4.89C17.225,4.747 15.843,4.75 14,4.75L10,4.75C8.157,4.75 6.775,4.747 5.711,4.89C4.819,5.01 4.182,5.222 3.702,5.702C3.222,6.182 3.01,6.819 2.89,7.711C2.867,7.882 2.847,8.062 2.831,8.25L5.875,8.25C6.289,8.25 6.625,8.586 6.625,9C6.625,9.414 6.289,9.75 5.875,9.75L2.762,9.75C2.749,10.413 2.75,11.158 2.75,12L2.75,14C2.75,15.843 2.747,17.225 2.89,18.289C3.01,19.181 3.222,19.818 3.702,20.298C4.182,20.778 4.819,20.99 5.711,21.11C6.775,21.253 8.157,21.25 10,21.25L14,21.25C14.414,21.25 14.75,21.586 14.75,22C14.75,22.414 14.414,22.75 14,22.75L10,22.75C8.071,22.75 6.625,22.747 5.511,22.597C4.224,22.424 3.333,22.051 2.641,21.359C1.949,20.667 1.576,19.776 1.403,18.489C1.253,17.375 1.25,15.929 1.25,14L1.25,12C1.25,10.927 1.251,10.003 1.278,9.203ZM18,17C18,17.552 17.552,18 17,18C16.448,18 16,17.552 16,17C16,16.448 16.448,16 17,16C17.552,16 18,16.448 18,17ZM18,13C18,13.552 17.552,14 17,14C16.448,14 16,13.552 16,13C16,12.448 16.448,12 17,12C17.552,12 18,12.448 18,13ZM13,17C13,17.552 12.552,18 12,18C11.448,18 11,17.552 11,17C11,16.448 11.448,16 12,16C12.552,16 13,16.448 13,17ZM13,13C13,13.552 12.552,14 12,14C11.448,14 11,13.552 11,13C11,12.448 11.448,12 12,12C12.552,12 13,12.448 13,13ZM8,17C8,17.552 7.552,18 7,18C6.448,18 6,17.552 6,17C6,16.448 6.448,16 7,16C7.552,16 8,16.448 8,17ZM8,13C8,13.552 7.552,14 7,14C6.448,14 6,13.552 6,13C6,12.448 6.448,12 7,12C7.552,12 8,12.448 8,13Z\"><\/path>    <\/g><\/svg>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tReduced or Extended Stability\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__description elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\t<p>Decrease or increase the required stability period. A surcharge or a discount will apply, depending on the selected option.<\/p>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__button-wrapper elementor-cta__content-item elementor-content-item \">\n\t\t\t\t\t<span class=\"elementor-cta__button elementor-button elementor-size-\">\n\t\t\t\t\t\t \t\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-226cb12 e-flex e-con-boxed e-con e-parent\" data-id=\"226cb12\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-444b564 e-con-full e-flex e-con e-child\" data-id=\"444b564\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dd51eb9 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"dd51eb9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Get a quote<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4fe6e36 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"4fe6e36\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Contact your broker, get a quote online, or speak with one of our sales representatives.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e57b48d elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"e57b48d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em>Some of the options may not be available on our online quoting tool.<br \/>\nSpeak with your representative if necessary.<\/em><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a550959 elementor-widget elementor-widget-button\" data-id=\"a550959\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/tourmed.ca\/en\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:serif=\"http:\/\/www.serif.com\/\" width=\"100%\" height=\"100%\" viewBox=\"0 0 16 16\" xml:space=\"preserve\" style=\"fill-rule:evenodd;clip-rule:evenodd;stroke-linejoin:round;stroke-miterlimit:2;\">    <g transform=\"matrix(1,0,0,1,-255.875,-20.5)\">        <path d=\"M269.189,27.75L265.697,24.257C265.404,23.965 265.404,23.49 265.697,23.197C265.99,22.904 266.464,22.904 266.757,23.197L271.53,27.97C271.823,28.263 271.823,28.737 271.53,29.03L266.757,33.803C266.464,34.096 265.99,34.096 265.697,33.803C265.404,33.51 265.404,33.036 265.697,32.743L269.189,29.25L256,29.25L256,27.75L269.189,27.75Z\" fill=\"currentColor\"><\/path>    <\/g><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request a call back<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div 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class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:serif=\"http:\/\/www.serif.com\/\" width=\"100%\" height=\"100%\" viewBox=\"0 0 16 16\" xml:space=\"preserve\" style=\"fill-rule:evenodd;clip-rule:evenodd;stroke-linejoin:round;stroke-miterlimit:2;\">    <g transform=\"matrix(1,0,0,1,-255.875,-20.5)\">        <path d=\"M269.189,27.75L265.697,24.257C265.404,23.965 265.404,23.49 265.697,23.197C265.99,22.904 266.464,22.904 266.757,23.197L271.53,27.97C271.823,28.263 271.823,28.737 271.53,29.03L266.757,33.803C266.464,34.096 265.99,34.096 265.697,33.803C265.404,33.51 265.404,33.036 265.697,32.743L269.189,29.25L256,29.25L256,27.75L269.189,27.75Z\" fill=\"currentColor\"><\/path>    <\/g><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get a quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div 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class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Reduced premium in return for an exclusion on a given body system or organ.<\/p>\n","protected":false},"author":12,"featured_media":13565,"parent":3606,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-3706","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/tourmed.ca\/en\/wp-json\/wp\/v2\/pages\/3706","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tourmed.ca\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/tourmed.ca\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/tourmed.ca\/en\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/tourmed.ca\/en\/wp-json\/wp\/v2\/comments?post=3706"}],"version-history":[{"count":4,"href":"https:\/\/tourmed.ca\/en\/wp-json\/wp\/v2\/pages\/3706\/revisions"}],"predecessor-version":[{"id":13669,"href":"https:\/\/tourmed.ca\/en\/wp-json\/wp\/v2\/pages\/3706\/revisions\/13669"}],"up":[{"embeddable":true,"href":"https:\/\/tourmed.ca\/en\/wp-json\/wp\/v2\/pages\/3606"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tourmed.ca\/en\/wp-json\/wp\/v2\/media\/13565"}],"wp:attachment":[{"href":"https:\/\/tourmed.ca\/en\/wp-json\/wp\/v2\/media?parent=3706"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}