Rider on travel medical insurance:
COVID-19 is currently covered*, given that there is no travel advisory pertaining to the pandemic at the moment. However, should an advisory pertaining to the pandemic be issued or modified, COVID-19 could be excluded from your coverage. When adding the rider to your travel medical insurance, you will be covered up to $5,000,000, regardless of advisories (pertaining to the pandemic) that could be issued prior to your departure, or modified after your departure.
Rider on Trip Cancellation-Interruption insurance:
A positive diagnosis to a screening test made before your departure, or before your return, does not necessarily meet the definition of a medical “emergency”. When adding the rider to your Trip Cancellation & Interruption insurance, you will be covered if a positive result prevents you from going on the scheduled trip. You will also become eligible to trip interruption benefits if you can’t come back on the scheduled return date!
*Coverage is subject to the other conditions and limitations of the policy.